The Filip program

In the FILIP program, we mentor families facing social exclusion and poverty on their journey to a better future. We develop their financial and non-financial resources through family mentoring to help them improve their lives.

Finance

How to manage wisely

Internal motivation

How to wake her up

Love

To yourself, family and others

Initiative

How to start taking action

Preserve

Take care of yourself and family

How does it work?

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1. Understanding the issue

People living in poor communities lack any support system, that would offer them advice and guidance on handling challenging situations. In their local environment, they rarely have examples of people who have achieved success or escaped generational poverty. They do not know the unwritten rules of the middle class or their common ways of saving. The constant financial strain and daily struggle to survive result in lack of funds needed for managing unexpected situations or making crucial investments. Limited financial literacy and the temptation of fast solutions often lead to high-interest loans and a cycle of debt traps, further deepening their poverty.

2. Our vision for the future

The Filip program involves 85 families, one work coach and 8 mentors, each employed on different employment contracts. In 2024, we aim to enhance the Filip program’s know-how, improve the skills of our mentors, and build stronger relationships with important community figures. By 2030, our goal is to have 15 mentors, 2 work coaches, and around 200 families involved in the program. Selected family members will receive assistance from a work coach to find legal jobs, develop essential work habits (including regular attendance and interaction with employers), and acquire skills necessary for maintaining their job.

3. Where are we going?

85 families are involved in the Filip program, with 8 mentors and 1 job skills coach working with them at various times. In 2024, we want to improve the know-how of the FILIP program, increase the competences of mentors and deepen relations with key actors in the communities. The vision for the far future (2030) is to have 15 mentors, 2 coaches and approximately 200 families involved. The work coach will help selected family members to obtain legal employment, build work habits (regular attendance, communication with the employer) and learn work tasks in order to maintain employment.

We teamed up with professionals

Supporting families in the Filip program requires an understanding of many complex issues caused by generational poverty. We work with families to find solutions to difficult life circumstances.
 
We aim to develop a model of effective financial education within the challenging context of exclusion, that will have a real impact on the gradual and long-term improvement of families’ social situations. We strive to translate our practical findings and experiences into systemic solution recommendations. The experts we consult for legal and financial matters are included in the advisory team. The team consists of professionals specializing in debt management from both Slovakia and the Czech Republic, financial literacy experts from the 5peňazí initiative at the National Bank of Slovakia, legal specialists in consumer protection laws, and community social workers.

What people are saying about us

Filip is a very practical program, and it’s wonderful that we can already see the results of our mentors’ work with families. The families are actively working to improve their situation and are gradually making progress. … Zobraziť viac

Roman Fusek

Director of the Consumer Protection Department at the National Bank of Slovakia

One of the biggest challenges for those trying to escape poverty is the ability to manage money and have at least a basic understanding of it. How can you manage something you’ve never had before? In the context of poverty, money is understood as a way to express oneself and is commonly spent on entertainment and maintaining relationships. … Zobraziť viac

Philip DeVol

Internationally recognized expert, and co-author of the Bridges Out of Poverty strategies

How a family from Kecerovce decided to change their future

 

First, Jozef and his wife took the ‘FILIP families’ meetings as a simple opportunity for a trip. However, this weekend inspired him to make a change. He recalled his time spent in prison.
He often talked with experts and a priest about how to reintegrate into society. 


The family established a monthly budget so that better financial management would eventually help them improve their living conditions. They wish for their children to have separate rooms, plan to connect their house to the grid, and build a bathroom. Thanks to the repayment schedules, they started paying off their debts. Jozef has become the driving force in the family. He works in the Czech Republic now.

 

The family continues to receive encouragement from their mentor, Viki. They deal with various issues together, but no one knows if their dreams will eventually come true. Yet, Viki remains hopeful. It’s largely thanks to Jozef, who insists that change is possible if they are willing to pursue it.

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